Critical Illness Insurance

Critical illness insurance will pay out an amount of money if you are diagnosed with an illness that is listed in your insurers documents.

The types of illness covered are heart attack, stroke and cancer the full list of illnesses that your policy includes can be found in your insurance company’s documentation.

The amount of money that is paid out on these policies will depend on what type of policy you have.

It is different to terminal illness benefit as you can have a life expectancy more than 12 months to make a claim.

Critical illness insurance can be added to all life insurance policies. It may be cheaper to have a life and critical illness policy rather than having two separate policies.

Usually, once a claim is paid for critical illness policy the whole policy will stop and you will no longer need to pay premiums.

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