Level Term Life Insurance

Level term life insurance pays out the amount of money on a claim (the sum insured) as originally requested when you took out the insurance.

The price you pay will be decided by the insurer before you start your policy, and for level term life insurance this is usually fixed until the policy ends.

You may find that the price that is decided by the insurer can sometimes differ to what you are quoted, this could be because:

  • the insurer needs to increase the price due to something you’ve mentioned in your application
  • you may have passed a full, half or quarter birthday

Your level term life insurance will pay out if you were to die before the end of your policy, providing you are still paying the monthly premiums.

This type of life insurance can be used to protect your family and/or to pay off an interest only mortgage.

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